The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to the consumer, expressed as an annual percentage of the total amount of credit. How is this calculated?
Variable Rates are set by the lender and may go up and down.
Representative Example: A repayment mortgage of £xxx,xxx over xx years, representative x.x% APRC (variable). Total amount payable: £xxx,xxx. Includes interest of £xx,xxx, Valuation fee of £xxx, Booking fee of £xxx and Administration fee of £xxx. Repayments: xx monthly repayments of £xxx at x.xx% (fixed), then xxx monthly repayments of £xxx at x.xx% (variable).
Representative Example: A repayment mortgage of £xxx,xxx over xx years, representative x.x% APRC (variable). Total amount payable: £xxx,xxx. Includes interest of £xx,xxx, Valuation fee of £xxx, Booking fee of £xxx and Administration fee of £xxx. Repayments: xx monthly repayments of £xxx at x.xx% (fixed), then xxx monthly repayments of £xxx at x.xx% (variable).
Representative Example: A repayment mortgage of £xxx,xxx over xx years, representative x.x% APRC (variable). Total amount payable: £xxx,xxx. Includes interest of £xx,xxx, Valuation fee of £xxx, Booking fee of £xxx and Administration fee of £xxx. Repayments: xx monthly repayments of £xxx at x.xx% (fixed), then xxx monthly repayments of £xxx at x.xx% (variable).
Representative Example: A repayment mortgage of £xxx,xxx over xx years, representative x.x% APRC (variable). Total amount payable: £xxx,xxx. Includes interest of £xx,xxx, Valuation fee of £xxx, Booking fee of £xxx and Administration fee of £xxx. Repayments: xx monthly repayments of £xxx at x.xx% (fixed), then xxx monthly repayments of £xxx at x.xx% (variable).
Representative Example: A repayment mortgage of £xxx,xxx over xx years, representative x.x% APRC (variable). Total amount payable: £xxx,xxx. Includes interest of £xx,xxx, Valuation fee of £xxx, Booking fee of £xxx and Administration fee of £xxx. Repayments: xx monthly repayments of £xxx at x.xx% (fixed), then xxx monthly repayments of £xxx at x.xx% (variable).
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). A fee of 3.5% will be applied, then reduced to 2.65% by a refund. (Terms and conditions apply)
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). A fee of 3.5% will be applied, then reduced to 2.65% by a refund. (Terms and conditions apply)
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). A fee of 3.5% will be applied, then reduced to 2.65% by a refund. (Terms and conditions apply)
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). A fee of 3.5% will be applied, then reduced to 2.65% by a refund. (Terms and conditions apply)
Representative Example: Assumed borrowing of £125,000 over 25 years, at an APRC of 4.5% (variable). Credit available subject to status.
Representative Example: Assumed borrowing of £125,000 over 25 years, at an APRC of 4.5% (variable). Credit available subject to status.
Representative Example: Assumed borrowing of £125,000 over 25 years, at an APRC of 4.5% (variable). Credit available subject to status.
